If you have accumulated a considerable amount of Dubai traffic fine and cannot pay it fully, you now have the liberty to opt for a zero-interest installment plan from Dubai Police.
Dubai Police took to Twitter to tell car owners about this installment scheme. It will take just two minutes to apply and require you to have a bank account.
Dubai Police Fine Repayment Plan
The motorists can opt for an interest-free installment plan for up to three, six, or twelve months. You can pay through a debit/credit card if you have an account in any of the following banks.
• Emirates NBD
• Abu Dhabi Commercial Bank
• First Abu Dhabi Bank
• Emirates Islamic Bank
• Commercial Bank International
• Dubai Islamic Bank
• Standard Chartered Bank
• Commercial Bank of Dubai
• Finance House
Criteria for application
You have to meet certain criteria to be eligible for this traffic fine installment plan.
· If you are an individual, your traffic fine must be at least Dh5,000, and Dh20,000 for firms and organizations.
· You got to disburse 25 per cent of the total charges.
· The installments plan is created according to the traffic charges you owe.
· If you have to delay a payment, you have to pay a Dh100 fee or Dh200 if you are a company. Furthermore, you have to bear a Dh10 Knowledge charge and a Dh10 Innovation fee for every cheque. You have to apply for the installment plan 15 days prior to your due date.
· After Dubai Police approve your application, you will pay your first installment after a month. Mind it; the duration between repayments cannot exceed three months.
Steps to follow
· Open this link of the Dubai Police site or find the ‘Fines Installment Service’ on the Dubai Police smartphone application.
· Here you need to provide the vehicle number or traffic file number or driver licence number.
· Choose the ‘direct discount service’
· Enter your individual details such as bank account number and Emirates ID number.
· Now give consent to the rules and regulations set for the direct discount service.
· The application will go to the Central Bank database for scrutiny and they will approve or disapprove it with explanations.
Ras Al Khaimah Police Repayment Plan
Ras Al Khaimah Police also approved a traffic fine installment plan last month through its Twitter account. Same as in Dubai, you can repay fines in installments without interest. However, the process is a little different.
You first need to contact any of the banks mentioned below by calling them.
RAK Bank – 043120000
First Abu Dhabi Bank – 600 525500
Commercial Bank of Dubai – 600 575556
Emirates Islamic Bank – 600 599995
Steps to follow
· When you contact any of these banks, ask them for a prepaid card.
· This card is necessary to pay the fine.
· Once you pay the fine, tell the bank about the transaction, so they can initiate the repayment process.
Source and Image: GulfNews